Peer to Peer Lending (P2P Lending) is a new way to borrow money online directly from other people, and for people who want to lend money to make loans directly to other people who need to borrow it.

Since there are no banks involved, borrowers have the chance to receive interest rates that are more favorable than they might otherwise get from their traditional lending institution or credit card company - and lenders can potentially make more than they normally would by keeping their funds in a traditional investment, by receiving higher rates of interest, directly from the borrowers they choose themselves.

It’s like being your own bank. You get to support people you believe in - while making a good return!